Indiana Bankruptcy Lawyer

Restoring Your Credit Following Chapter 7 and Chapter 13 Bankruptcy

Many people considering bankruptcy are concerned about bankruptcy’s effect on credit, and rightly so. Filing bankruptcy can temporarily affect your credit. However, many forget to consider the fact that their credit may already be suffering, considering the financial situation they are already in. For individuals in this situation, bankruptcy might be the best way to eventually rebuild credit and get back on their feet.

At Jon D. Beaty, Attorney at Law, we help people seek debt relief through Chapter 7 bankruptcy and Chapter 13 bankruptcy. We understand the fears and concerns of clients dealing with overwhelming amounts of debt. We work to calm those fears by providing honest answers and proactive solutions. For more information or to schedule a free initial consultation with a Lake County bankruptcy attorney, contact us.

Rebuilding Credit After Bankruptcy

Consider your credit status right now. If you are dealing with credit card debt, if you are late on your mortgage payments, or if you are simply drowning in debt, you probably already have credit issues. Bankruptcy takes care of all that. Your debts are discharged, and you are able to make a fresh financial start.

Credit won’t drastically improve immediately after filing bankruptcy, so it is important to be patient. However, after debts are discharged through Chapter 7 bankruptcy, or reorganized through Chapter 13 bankruptcy, you will probably start getting credit offers again. Other actions, like paying your bills on time, will also improve your creditworthiness.

Contact Us

Contact a Northwest Indiana, bankruptcy attorney today to learn about your debt relief options.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.