An Affordable Way to Pay Back Your Debts
Qualifying for Chapter 7 is a challenge for some individuals because they simply earn too much money, but not enough to manage their debt load. All is not lost if you do not qualify for a debt discharge under Chapter 7. A Chapter 13 bankruptcy filing may remain a viable option to reorganize your bills into an affordable payment plan.
Indiana bankruptcy attorney Jon D. Beaty, the founder of our Hammond area law firm, will be at your side from your initial consultation to the final payment made on your debt reorganization.
If you cannot discharge your debts under Chapter 7, seek to restructure them into a single monthly payment. Contact our Highland law office at 219-961-2126 or toll free at 866-585-0082. Free initial consultations are available.
Take Action Now
A reorganization plan may be just a telephone call and consultation away. Under Chapter 13, you make a monthly payment to a trustee for a certain period of time determined by the court, usually between three to five years. The amount is based on your goals and what you can afford to pay over a certain amount of time. Once you complete the plan, the remaining debts are discharged.
Save Your Home and Car
At the law office of Jon D. Beaty, we help clients save their homes from foreclosure and cars from repossession through a Chapter 13 bankruptcy filing. Once we submit the paperwork, a sheriff's sale of your family home is cancelled and your automobile may be saved as well. From there, we develop a plan to bring all past due amounts current.
A Chance to Start Over
While you may still owe money to certain creditors, a Chapter 13 bankruptcy allows you breathing room. Multiple minimum payments become one lump sum. Harassing calls stop. Collection actions cease. Life can start anew.
Contact Us
For more information or to schedule a free initial consultation with an experienced lawyer regarding a Chapter 13 repayment plan, please contact us.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
